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Flexible Finance Options

Extend your home with a beautiful conservatory. Or take advantage of the modern and efficient home improvements we can offer. Our flexible finance options can help you improve your home today, and manage the cost over time. Speak to us about the best options for you and your home.


Option 1 — 0% Interest Free

18 Months Interest Free Credit

  • 0% APR means there’s no interest to pay (or document/admin fees)
  • Choice of repayment terms from 12 to 60 months
  • Can settle agreement at any time without penalty

All our offers are authorised and regulated by Financial Conduct Authority and only available on purchases over £1,000. Credit is subject to application and status.

Option 2 — Buy Now, Pay Later

Buy now, pay in 12 months

  • Buy at today’s prices but defer paying the full cost
  • Deferred periods of 6, 9 & 12 months available
  • No interest payable if settled within the deferred period*

All our offers are authorised and regulated by Financial Conduct Authority and only available on purchases over £1,000. Credit is subject to application and status.

*A small early exit fee may apply

Option 3 — Flexible Low Rate

Low rate finance over 3 to 15 years

  • Equal monthly repayments over the term of the loan
  • Can settle agreement at any time

All our offers are authorised and regulated by Financial Conduct Authority and only available on purchases over £1,000. Credit is subject to application and status.

Representative Example

Cash price of goods £10,000.00
Deposit £2,000.00
Total amount of credit £8,000.00
Duration of agreement 120 months
Monthly repayment £95.51
Rate of interest 7.9% APR Representative

T&J Conservatories- 35-37 Church Street, Atherton, Manchester, M46 9DE - Company No. 4593244 acts as a credit broker and not the lender. T&J Conservatories only offers financial products from Barclays Partner Finance. Barclays Partner Finance acts as the lender. Barclays Partner Finance is a trading name of Clydesdale Financial Services Limited a wholly owned subsidiary of Barclays Bank PLC. Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number 311753) Registered in England. Registered No 2901725. Registered office: 1 Churchill Place, London. E14 5HP.

We are absolutely delighted with our solid roofed conservatory/sun room from T & J Conservatories. Very professional and friendly service. Highly recommended.

Mr. & Mrs. Docherty - March 2017

T&J Conservatories at Bents Garden Centre

Visit us at Bents Garden Centre

Come and visit our Display Village at Bents Garden Centre for an immediate non obligatory consultation with one of our representatives who will be happy to help you.

Bents Showroom
T&J Conservatories - Call by Phone

Contact us for a free quote

Getting in touch with us couldn’t be easier - just leave your details via our contact form, or call us and a member of our team will get back to you as soon as possible!

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